insurance rates

What to Watch Out for in Your Florida Homeowner’s Insurance Policy

Protecting your home and finances with an adequate homeowner’s insurance policy is one of the most important ways to mitigate risk in the event of a damaging event. However, not all insurance policies are created equally, and many homeowners are surprised by the fine print when it’s time to file a claim.  Understanding the details

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How Frequently Should Homeowners Shop Around for Insurance Coverage?

Homeowners insurance rates in Florida are going nowhere but up, at least that’s the way it’s been in recent years. While there is hope for some market relief due to legislative reforms, any change will be slow coming. Whether you live in a state with some of the most expensive premiums in the country (ahem, that’s

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Why are Florida Insurance Rates So High?

Homeowners in Florida have been facing skyrocketing insurance rates for years. Although legislative efforts have been taken to help avert a total collapse of the insurance industry, including passing Senate Bill 76 and Senate Bill 2-A in 2022, Florida is still an expensive state to insure property.  Below, we’ll explore reasons behind the high insurance rates in Florida and

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