Blogs
What is a Wind and Hail Deductible?
Insurance policies in Florida may have several different deductibles depending on your coverage. It’s important to review your policy terms carefully to understand your financial
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What is a Named-Storm Deductible?
Some homeowner’s insurance policies in Florida (and other states like Louisiana as well) have what’s called a named-storm deductible. This type of deductible differs from
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What a Named Storm Could Mean for Your Wind Damage Claim
As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers
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What to Know About Louisiana’s Single Deductible Statute
For those of us who live in Louisiana, we know it’s not uncommon to be hit with multiple damaging storms in a single season. If
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Does Your Homeowners Insurance Policy Have a Hurricane Deductible?
Living in a hurricane-prone states like Louisiana means that homeowners must be particularly vigilant about their insurance coverage and policy details. One critical aspect that
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Good Faith, Bad Faith and Revised Louisiana Insurance Laws
Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly
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Navigating Hail Damage Claims in Colorado
Here in Colorado, we experience more hail storms than almost every other place in the country. It’s a force of nature we can try to
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What to Know About Matching Exclusions
When dealing with hail damage and other types of property insurance claims, homeowners often find themselves in for a surprise when their claim comes back
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What to Do Next if Your Hail Damage Claim Was Denied or Underpaid
After sustaining hail damage to your home, you want to be able to start the recovery process as soon as possible. That means settling the
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