Water damage is no joke for homeowners, especially in areas you can’t readily see. Because of that, it can often be difficult to get insurance companies to pay out claims due to water damage. Here’s what you should know about water damage and improper insurance denial claims. What causes water damage? Water damage can come […]
Denied water damage claim in Louisiana? Here’s your next step Read More »
Water is one of your worst enemies if you own property in Louisiana. While it might seem harmless enough at first blush (after all, how bad can a small drip really be?), water damage is often far more extensive than it appears and can cause major nightmares for homeowners dealing with its aftermath. To make
How to Appeal a Water Damage Claim Denial in Louisiana Read More »
If you find signs of water damage in your Louisiana home, your pulse will likely start to quicken. Before you panic about what you’re going to do and how you will fix everything, take a moment to step back and regroup. Dealing with water damage is a multi-step process, and step one is to triage
What to do First if You Find Water Damage in Your Louisiana Home Read More »
What you see is not always what you get with water damage. In many cases, there’s often more to the story than what meets the eye. Being attentive and prepared for water damage is key to preventing as many water-related incidents in your home as possible. While you won’t be able to stop everything, here
Identifying Common Causes of Water Damage in Louisiana Homes Read More »
If you ever needed a reminder to create (or update) your home inventory, the onset of hurricane season in Louisiana is certainly one of them. Creating a home inventory today is one of the smartest things you can do to make future property insurance claims much easier. What is a Home Inventory? A home inventory
Why You Need a Home Inventory…STAT Read More »
Property insurance policies are long and complex. Not too many people spend their free time reading through their coverage and policy clauses unless they’re faced with a situation that requires them to. But if you were to read through the fine print of your policy, you would see what’s called an appraisal clause. Hopefully, this
What to Know About the Appraisal Clause in Your Homeowner’s Insurance Policy Read More »
Hurricane insurance claims in Louisiana can be denied or underpaid for a variety of reasons, and in some cases, those denials are not warranted or were done in bad faith. If you believe your claim has been wrongfully denied, you have options, including the right to appeal the decision. In this post, we’ll discuss some of the
How to Appeal a Denied or Underpaid Hurricane Claim in Louisiana Read More »
No matter how big or small the claim, hurricane damage to your property can be a major setback financially and emotionally. Not only are you trying to get your home and life back in order after the storm, but you’re also dealing with your insurance company. If, after all this, you discover your claim was
What to Do if Your Hurricane Claim Was Denied in Louisiana Read More »
When an insurance company fails to fulfill its obligations to the policyholder in a fair and reasonable manner, it may mean it is acting in bad faith. Louisiana Revised Statute § 22:1973 governs the practices insurance companies must follow regarding their good faith obligations. Specifically, insurance providers have a duty of good faith to adjust and pay claims
What is the Bad Faith Law in Louisiana? Read More »
In Louisiana, the statute of limitations on property damage claims, including those related to homeowners insurance, is typically one year from the date of the incident or discovery of the damage. This statute of limitations is outlined in Louisiana Civil Code Article 3492. Below we’ll discuss what the statute of limitations on property claims in Louisiana means
What is the Statute of Limitations on Property Insurance Claims in Louisiana? Read More »
