Homeowners in Florida have been facing skyrocketing insurance rates for years. Although legislative efforts have been taken to help avert a total collapse of the insurance industry, including passing Senate Bill 76 and Senate Bill 2-A in 2022, Florida is still an expensive state to insure property. Below, we’ll explore reasons behind the high insurance rates in Florida and
Why are Florida Insurance Rates So High? Read More »
Sometimes it’s hard to know which is worse – a storm ripping through and damaging your roof or receiving a letter saying that your claim for said damage is denied! Together, these two devastating scenarios are a double-whammy for homeowners just trying to rebuild after a damaging event. Unfortunately, this stressful and frustrating experience is
Next Steps After a Denied Roof Damage Insurance Claim in Louisiana Read More »
Water damage is one of the most common reasons homeowners file insurance claims in Colorado, yet it’s also one of the most misunderstood areas of coverage. Unfortunately, not all water-related incidents are covered under standard dwelling policies, and many homeowners only discover these exclusions after it’s too late. Don’t let this happen to you! In
Understanding Water Damage Exclusions in Colorado Homeowner’s Insurance Policies Read More »
Rising insurance rates have become a growing concern for homeowners, especially in high-risk areas like Colorado. With factors such as severe weather, inflation, and increased claim costs driving premiums higher, it’s more important than ever to understand the details of your homeowners insurance policy. In this post, we’ll explore why insurance rates are increasing, what
Rising Insurance Rates and What You Need to Watch for in Your Policy Read More »
Yes, you can sue your insurance company for bad faith in Louisiana, but like any legal proceeding, it requires solid evidence, thorough documentation, and the guidance of a skilled attorney. Louisiana law provides clear protections for policyholders and understanding the steps you need to take is essential if you believe your insurer is acting unfairly. What
Can You Sue Your Insurance Company for Your Claim Denial in Louisiana? Read More »
Yes, you can sue your insurance company for bad faith in Florida, but like all legal proceedings, it requires strong evidence, good documentation – and an experienced advocate at your side. Here’s more about bad faith law in Florida and steps you should take if you believe your insurance provider is acting in bad faith. What is
Can You Sue Your Insurance Company for Bad Faith in Florida? Read More »
Owning a vacant home in Colorado comes with unique challenges and risks, especially when it comes to insurance coverage. Whether the property is a second home, a rental that’s temporarily unoccupied or a home undergoing renovations, it’s crucial to understand how insurance policies treat vacant homes. Insurance companies often impose different rules and exclusions for
How Insurance Works When Homes Are Vacant in Colorado Read More »
As a homeowner in Louisiana, dealing with property damage can be stressful, but that stress intensifies when your insurance company isn’t acting in good faith. Unfortunately, bad faith insurance practices happen more often than they should, and knowing how to recognize them is crucial for protecting your rights and ensuring you receive the compensation you’re entitled to.
Examples of Bad Faith Insurance Practices in Louisiana Read More »
As a homeowner in Florida, dealing with damage to your property is stressful enough, but what happens when your insurance company isn’t acting in good faith? Unfortunately, bad faith insurance practices are not uncommon, and understanding how to recognize them is essential to protecting your rights and ensuring you get the compensation you’re entitled to.
How to Recognize the Signs of Bad Faith Insurance Practices in Florida Read More »
Homeowners insurance rates in Colorado have been steadily on the rise, and for many homeowners, this can cause serious financial strain. You’re not alone if you’ve been wondering, “What gives?” Below we’ll break down some of the factors contributing to increasing insurance premiums as well as what you can do to ensure you have adequate
What’s Causing Rising Insurance Rates in Colorado? Read More »
