Blogs
What is a Named-Storm Deductible?
Some homeowner’s insurance policies in Florida (and other states like Louisiana as well) have what’s called a named-storm deductible. This type of deductible differs from
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What a Named Storm Could Mean for Your Wind Damage Claim
As if homeowners insurance companies in Florida didn’t have enough reasons to deny a wind damage claim… Unfortunately, when a named storm makes landfall, insurance providers
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Data Suggests Floridians are Least Likely to Get Their Claims Covered
Florida homeowners are increasingly finding themselves stuck between a rock and a hard place when it comes to receiving their rightful insurance claim payouts. Per a
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What to Know About Louisiana’s Single Deductible Statute
For those of us who live in Louisiana, we know it’s not uncommon to be hit with multiple damaging storms in a single season. If
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Does Your Homeowners Insurance Policy Have a Hurricane Deductible?
Living in a hurricane-prone states like Louisiana means that homeowners must be particularly vigilant about their insurance coverage and policy details. One critical aspect that
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Good Faith, Bad Faith and Revised Louisiana Insurance Laws
Earlier this year, Louisiana Governor Jeff Landry signed a series of insurance bills into law. In addition to repealing the state’s “three-year rule, newly signed Act No. 3 (formerly
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How Insurance Works When Homes Are Vacant in Colorado
Owning a vacant home in Colorado comes with unique challenges and risks, especially when it comes to insurance coverage. Whether the property is a second
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What’s Causing Rising Insurance Rates in Colorado?
Homeowners insurance rates in Colorado have been steadily on the rise, and for many homeowners, this can cause serious financial strain. You’re not alone if
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What Coloradans Need to Know About Wind and Hail Deductibles
In Colorado, homeowners face frequent and sometimes severe weather events like hail storms and high winds. As if navigating hail damage claims in Colorado were not complicated
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