We’re going to cut right to the chase: if you notice water damage from a plumbing leak or pipe burst, don’t delay in reporting it (or fixing the issue pronto!). If the damage is significant enough to require an insurance claim, you don’t want to give them any reason to deny coverage. Here’s why. One of
While your homeowner’s insurance is supposed to cover sudden and accidental damage, navigating the claims process can quickly become a frustrating experience especially if you’ve had water or plumbing damage. The list of policy exclusions accompanying these types of claims can be extensive and catch many homeowners unaware. What’s more, insurance companies also like to use exclusions
Benefits of Hiring an Attorney to Help with Your Plumbing Damage Claim Read More »
Dealing with plumbing damage in your home is stressful enough, but when your insurance company denies, delays or underpays your claim, it can add a whole new layer of frustration. Plumbing issues can cause significant water damage that require costly repairs, and navigating the complexities of your homeowner’s insurance policy can be overwhelming. In some
When to Call a Lawyer for a Plumbing Damage Insurance Claim in Colorado Read More »
Water damage is one of the most common reasons homeowners file insurance claims in Colorado, yet it’s also one of the most misunderstood areas of coverage. Unfortunately, not all water-related incidents are covered under standard dwelling policies, and many homeowners only discover these exclusions after it’s too late. Don’t let this happen to you! In
Understanding Water Damage Exclusions in Colorado Homeowner’s Insurance Policies Read More »
Updating a home inventory is one of those to-dos that can easily slip to the “I’ll do that later” pile, but unfortunately, “later” may be too late if a strong storm rips through Florida or another devastating event damages your home. Keeping an updated home inventory is a smart and simple way to protect your
Why You Need to Update Your Home Inventory Today Read More »
Preparation is key to mitigating disaster. As residents of Louisiana know all too well, hurricane season can bring the potential for powerful storms and the need for swift evacuations. Having a well-stocked hurricane go-bag is crucial to ensuring your and your family’s safety in the event of a disaster. In this blog, we’ll guide you
Essential Items to Stock in Your Hurricane Go-Bag Read More »
Water damage claims are often not as straightforward as other types of insurance claims, though don’t get us wrong, homeowners can run into issues with all types of property damage claims. Plumbing damage, however, is particularly nuanced because most policies come with a long list of policy exclusions. Insurance companies are more than happy to point
How to Know if Your Plumbing Damage Claim Was Unfairly Denied or Underpaid? Read More »
Homeowners insurance is in place to protect you when things go awry, but often insurance companies have a laundry list of policy exclusions that can make it incredibly frustrating for homeowners to file a claim, especially when they experience water or plumbing damage. To ensure your plumbing claim is approved in Colorado, it’s imperative to
Ways to Document Plumbing Damage to Support Your Insurance Claim Read More »
A small leak here or a little drip there may not seem like a big deal, especially in the grand scheme of all your other home ownership responsibilities, but it’s these seemingly innocent plumbing problems that can lead to major property damage and unwanted frustration if left unattended. Monitor Your Maintenance List As a Colorado
Plumbing Problems? Pay Attention to Your House! Read More »
When it comes to water damage, homeowners insurance policies can get quite murky. For Colorado residents, some water damage claims may be covered, others will not be, and rarely are policy exclusions easily understood by the insured. To that end, it becomes especially important for homeowners to review their coverage and pay attention to their homes, especially
Common Reasons for Plumbing Damage Claim Denials in Colorado Read More »
