hail damage

Rising Insurance Rates and What You Need to Watch for in Your Policy

Rising insurance rates have become a growing concern for homeowners, especially in high-risk areas like Colorado. With factors such as severe weather, inflation, and increased claim costs driving premiums higher, it’s more important than ever to understand the details of your homeowners insurance policy. In this post, we’ll explore why insurance rates are increasing, what

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What’s Causing Rising Insurance Rates in Colorado?

Homeowners insurance rates in Colorado have been steadily on the rise, and for many homeowners, this can cause serious financial strain. You’re not alone if you’ve been wondering, “What gives?” Below we’ll break down some of the factors contributing to increasing insurance premiums as well as what you can do to ensure you have adequate

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What Coloradans Need to Know About Wind and Hail Deductibles

In Colorado, homeowners face frequent and sometimes severe weather events like hail storms and high winds. As if navigating hail damage claims in Colorado were not complicated enough, these deductibles throw yet another wrench into how your claim is settled. To manage risk, insurance companies often include specific wind and hail deductibles in some homeowner’s insurance policies,

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What Do ACV and RCV Mean for Your Hail Damage Claim?

When filing a hail damage claim, understanding key insurance terms can significantly impact your compensation amount. Two important concepts that often come up in hail damage claims in Colorado are Actual Cash Value (ACV) and Replacement Cost Value (RCV). These terms dictate how your insurance company calculates the payout for repairing or replacing hail-damaged property. Here’s what

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What to Do Next if Your Hail Damage Claim Was Denied or Underpaid

After sustaining hail damage to your home, you want to be able to start the recovery process as soon as possible. That means settling the insurance claim process with your provider promptly so you can begin making roof repairs and fixing damage to other parts of your property. Ideally, this whole process goes smoothly for

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Benefits of Hiring an Attorney for Your Denver-Area Hail Damage Claim

In a state like Colorado where we experience more hail storms than almost every other place in the country, it pays to have an advocate who can take the lead on navigating the insurance claim process for you if you do sustain damage.  Repairing hail-damaged property costs Colorado homeowners and insurance companies billions of dollars,

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Do You Really Need an Attorney for a Hail Damage Claim in Colorado?

Yes, yes may if you want to recover your rightful claim settlement amount and sidestep the possibility of your insurance company trying to deny, delay, or underpay your claim – all of which are very real and happens too commonly with insurance companies in Colorado. While filing a hail damage claim in Colorado should be

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Hail Damage in Colorado: Your Guide to Navigating Insurance Claims

Hailstorms are a frequent and destructive weather event in Colorado and often cause significant damage to homes, vehicles and other property. Navigating the insurance claims process after such an event can also be daunting. This guide aims to help Colorado homeowners like you understand the insurance claim process and advise you on what to be

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Tips for Protecting Your Property During Colorado’s Hail Season

Hail season in Colorado runs from mid-April through mid-September. While many storms produce just small pebbles, still others can drop golf ball and baseball-size hail (in Denver, the largest stone to date was a whopping 5.25 inches in diameter) Remaining vigilant with maintenance can help minimize any damage you may sustain during one of the many

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