wind and hail deductible

Understanding Roof Insurance Policies in Louisiana: What You Need to Know

Leave a Comment / LOUISIANA /

Roof damage is one of the most common issues homeowners in Louisiana face, especially due to the frequent storms, hurricanes and severe weather events that hit the state. As a homeowner, having a solid understanding of your roof insurance policy is critical to ensure you’re properly covered when disaster strikes. Unfortunately, many homeowners don’t fully

Understanding Roof Insurance Policies in Louisiana: What You Need to Know Read More »

Rising Insurance Rates and What You Need to Watch for in Your Policy

Leave a Comment / COLORADO /

Rising insurance rates have become a growing concern for homeowners, especially in high-risk areas like Colorado. With factors such as severe weather, inflation, and increased claim costs driving premiums higher, it’s more important than ever to understand the details of your homeowners insurance policy. In this post, we’ll explore why insurance rates are increasing, what

Rising Insurance Rates and What You Need to Watch for in Your Policy Read More »

What’s Causing Rising Insurance Rates in Colorado?

Leave a Comment / COLORADO /

Homeowners insurance rates in Colorado have been steadily on the rise, and for many homeowners, this can cause serious financial strain. You’re not alone if you’ve been wondering, “What gives?” Below we’ll break down some of the factors contributing to increasing insurance premiums as well as what you can do to ensure you have adequate

What’s Causing Rising Insurance Rates in Colorado? Read More »

What Coloradans Need to Know About Wind and Hail Deductibles

Leave a Comment / COLORADO /

In Colorado, homeowners face frequent and sometimes severe weather events like hail storms and high winds. As if navigating hail damage claims in Colorado were not complicated enough, these deductibles throw yet another wrench into how your claim is settled. To manage risk, insurance companies often include specific wind and hail deductibles in some homeowner’s insurance policies,

What Coloradans Need to Know About Wind and Hail Deductibles Read More »

What is a Wind and Hail Deductible?

Leave a Comment / FLORIDA /

Insurance policies in Florida may have several different deductibles depending on your coverage. It’s important to review your policy terms carefully to understand your financial obligations as certain deductibles can set you back significantly, especially if you aren’t prepared. Deductibles like named-storm deductiblesand wind and hail deductibles can be particularly confusing to homeowners in Florida. Here

What is a Wind and Hail Deductible? Read More »

Hail Damage in Colorado: Your Guide to Navigating Insurance Claims

Leave a Comment / COLORADO /

Hailstorms are a frequent and destructive weather event in Colorado and often cause significant damage to homes, vehicles and other property. Navigating the insurance claims process after such an event can also be daunting. This guide aims to help Colorado homeowners like you understand the insurance claim process and advise you on what to be

Hail Damage in Colorado: Your Guide to Navigating Insurance Claims Read More »

Common Hail Damage Exclusions Colorado Homeowners Need to Look Out For

Leave a Comment / COLORADO /

Repairing hail-damaged property costs Colorado homeowners and insurance companies billions of dollars. With costs this steep, it’s not surprising that some insurance companies are trying to sneak through loopholes and find other ways to limit payouts to their insured.  One way some companies are trying to limit coverage and reduce claim payouts is through policy

Common Hail Damage Exclusions Colorado Homeowners Need to Look Out For Read More »

What to Know About Hail Damage Insurance Claims in Colorado

Leave a Comment / COLORADO /

Summer is the season of hail in Colorado, and hail do we get. Colorado is among the most hail-prone states in the U.S. primarily due to the state’s high elevation. The Front Range and areas eastward (including the Denver metro area) are located in what’s known as “hail alley” and commonly experience several significant hail

What to Know About Hail Damage Insurance Claims in Colorado Read More »